Crop Hail Insurance provides protection for hail damage to growing crops. It protects your crops against direct loss caused by hail, fire or lightning, vandalism or malicious mischief, and collision or overturn during transit. Coverage applies on a per-acre basis thereby offering first dollar coverage in the event of hail damage. Various deductibles are offered to make your crop hail coverage affordable. Your agent can explain the premium discounts you may be qualified to receive.